Common Worker’s Compensation Questions Covered

Common Worker’s Compensation Questions Covered

Throughout ancient and modern history, the American worker was not always valued. Instead, companies had the opportunity to make decisions based on their bottom line and not on the safety of those working for them. As recently as the early 1900s, American workers were typically not protected or supported if they were injured at work. Thanks to a pivotal book, The Jungle by Upton Sinclair, that was published in 1906, the early framework for worker’s compensation began.

It has taken decades for the modern worker’s compensation laws to fully protect employees. Some would argue, however, that certain states have not gone far enough to ensure the safety and support of their employees.

Isn’t worker’s compensation the same across the country?

Unfortunately, no. Worker’s compensation rules and regulations vary by state. While there are certainly best practices, a company is only bound by the laws set forth in their home state.

What if I am injured in a state I don’t work in?
We see this situation happen quite often, thanks to being so close to Wisconsin and Iowa. If you are hired in Illinois but sent to work on a project in Wisconsin, for example, you are still covered with Illinois worker’s compensation protections.

What if my company’s headquarters are located in another state?

If you work for a company that is headquartered in Kansas but were hired in Illinois, you are covered by Illinois worker’s compensation laws.

How does Illinois compare when it comes to worker’s compensation laws?

While Illinois is certainly not perfect, we are lucky that Illinois has excellent worker’s compensation law. Compared to bordering states, workers in Illinois are more likely to receive better care and support in worker’s compensation claims.

Thanks to our strong worker’s compensation state laws, the team at MacCloskey, Kesler & Associatesworks diligently to tie claims back to Illinois when possible. If you have been injured at work, even if it is in another state, but you have employment ties to Illinois, contact our office to talk more about it. We can provide guidance and representation to assure you receive the financial support you need during this time.

When a Member of Your Family Is Injured

When a Member of Your Family Is Injured

Your family is important to you, and when someone you love isn’t feeling quite like themselves, it can make you feel anxious or helpless. If your loved one has been injured recently, or if they are still living with long-lasting effects from a past injury, you can feel anxious and helpless as well. However, injuries are especially hard as they are often unexpected and can have serious financial burden tied to them.

Keeping Your Loved One on the Road to Recovery
When your loved one has been injured, the first step is to get them the medical treatment they need to be healthy and well. Some injuries require an emergency room visit, a few days to rest, and some work restrictions. Other more serious injuries could require hospital stays, surgeries, and a significant pain management plan over the course of weeks, months, or years. It can all feel overwhelming for the injured person and for their immediate family. In order to give your loved one the best chance at recovery, be sure you are keeping track of their medical appointments and follow up appointments.

Keeping Yourself Comfortable
Becoming a caregiver for a loved one living with an injury can be a recipe for burnout and exhaustion. In order to keep yourself healthy, be sure you are enlisting the help of other family members and trusted friends. Learning to ask for help can feel difficult, but you need the reinforcements to keep yourself and your loved one healthy. Ask a friend to pick up your child after school or go on a quick grocery run for you, or ask a family member to take your loved one to his next doctor appointment so that you can squeeze in some extra work time. People are willing to assist you, but you have to tell them what you need help with.

Finally, the insurance paperwork and tasks for an injury claim can feel overwhelming. However, those medical bills keep arriving in your mailbox and giving you additional anxiety about your financial future. Keep calm and enlist the help of the team at MacCloskey Kesler and Associates. We have decades of experience working with clients who have endured an injury.

Our goal is to help the family member and client spend their time and energy focused on feeling better; we take care of assuring the compensation is there and is the best outcome possible. Give us a call today to tell us more about your situation.

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