Boat AccidentRecreational boating is a favorite pastime of many, including members of our firm.  A lifetime of memories can be made on the lake.  Unfortunately, many boaters are not experienced at the operation of their watercraft.  Boating is a fun time to relax, but this can also lead to impaired operators.  With this in mind, it is important to insure that you and your family are protected.
Homeowner policies often provide liability protection on your boat, but this is generally limited by horsepower restrictions.  It is important to know whether your boat is covered, based on its motor and your policy’s restrictions.  We have handled cases where the boat owner and operator paid personally because their policy did not cover the horsepower of their boat’s motor.  More importantly, you want to find a policy that provides Uninsured and Underinsured boating coverage.  This means that your policy will pay you if the other person does not have enough insurance to cover the injuries they have caused.
Our firm has handled boating cases including several in the Rock River.  One of our partners spends a good deal of his summers on the lakes and rivers of Illinois and Wisconsin.  If you or a loved one has been hurt by a negligent or intoxicated boater, we can help.  Call 815-965-2000 today for a free legal consultation.