Blog

  • Tuesday, May 8th, 2018
    Recently, some car insurance companies have been mentioning “split limit” coverage in their TV ads.  This is nothing new. Split limits refer to separate liability limits for each person injured in an accident, each occurrence, and for property damage caused in that accident.  Property damage coverage is just that, the amount of coverage you have for property damage you may cause.  If your property damage isn’t sufficient you may be left owing the other diver money. The liability limits for...
  • Friday, March 23rd, 2018
    With all the recent attention to gun violence in our country, we thought it might be helpful to point out that many Homeowners’ Insurance Policies cover injuries caused by accidental shootings on your property. The shooting must be attributed to negligence of the home owner. This negligence can take many forms, and really is only limited by the imagination of your attorney. Was the gun left loaded and where children could easily find it? Were there no trigger guards or were the guns not kept in...
  • Thursday, January 18th, 2018
    Every winter here in Northern Illinois brings with it the risk of slipping and falling due to snow and ice. At MacCloskeyKesler & Associates, we always get questions this time of year whether someone’s fall is compensable under Illinois law.  The easy answer is “it depends”. Many law firms won’t even talk to people who have fallen on snow or ice.  The reason for this is because Illinois juries can apportion the fault between the property owner and the one who fell.  This is called...
  • Friday, November 17th, 2017
    A common question we get all the time is “how long will it take to settle my case?” The easy answer is that it depends on how long you require medical treatment. Illinois law provides that when you are injured by someone else’s negligence, you are entitled to full and fair compensation for the nature and extent of your injury.  If you think about that, it becomes clear that a major factor in any compensation is the extent of your injury, which of course includes how long you require medical...
  • Wednesday, September 27th, 2017
    A question we get asked all the time is why people should turn their medical bills over to their own car and health insurance companies when the accident was the other driver’s fault. Illinois law provides that the at fault driver is ultimately responsible for paying all forms of compensation to the driver they injure. This includes economic and non-economic damages.  Economic damages include all expenses and damages incurred because of an accident that is wrongfully caused by someone else. ...
  • Wednesday, September 6th, 2017
    Summer is a favorite time for people to ride their motorcycles, but there are special risks involved that should be considered. The most obvious risk is of being injured, usually because someone turns or pulls out in front of you. For whatever reason, despite bright lights and loud pipes, some people just don’t seem to see motorcycles. When that happens, there is a much greater risk of being injured when you’re involved in an accident on your motorcycle. Unlike being in a car, there is nothing...
  • Thursday, August 10th, 2017
    cat-bitesCat bites can be extremely painful and pose a very serious threat to your health.   As with any animal bite, it can get infected...
  • Monday, July 31st, 2017
    reinjured-neckWhat if you had a previous neck injury that caused you permanent problems and it was re-injured in a second car...
  • Wednesday, June 7th, 2017
    watching-chicago-cubs-gameOn Friday, May 19, 2017, we closed the office to play hooky and...
  • Tuesday, May 16th, 2017
    car-insurance-calculatorObviously, your car insurance policy covers you for claims made against...
  • Friday, April 7th, 2017
    deployed-air-bagAn issue that comes up from time to time is whether someone can file a lawsuit against their car manufacturer...
  • Friday, February 17th, 2017
    insurance-formsTwenty five year old “Frank” (not his real name) was a client of ours whose case just settled. In October...
  • Wednesday, February 1st, 2017
    Unfortunately, we cannot help every person who contacts our office. Our firm has made it our goal to help injury victims.  This means we handle cases which we believe we can successfully resolve favorably for our clients.  This also means we must decline representation at times. In order to proceed on a personal injury case you must prove the following: liability, proximate cause and damages. If we do not prove all three of these items we lose at trial.  Attorneys invest time and money into...
  • Wednesday, January 11th, 2017
    scared-insurance-adjuster
    Monday, December 19th, 2016
    multimillion-dollar-advocate-fullPersonal injury attorneys Kim MacCloskey and Phil Kesler have been members of the prestigious Multi -Million Dollar Advocates Forum since 2012.   In order to be named to this forum, Kim and Phil were required to show that they acted as Principle Counsel in one or more cases that resulted...
  • Monday, November 14th, 2016
    what-rocks-winners-logoMacCloskeyKesler and Associates was just voted Best Law...
  • Wednesday, November 2nd, 2016
    Close-Up Of A Doctor Wearing A Mask during surgery
    Thursday, October 13th, 2016
    accident-reportThere are those who have a perception in a rear end collision that because the other driver...
Page 1 of 212